:root{--ink:#192c3d;--muted:#4e606a;--paper:#faf9f5;--white:#fff;--red:#9a352e;--deep:#762922;--soft:#f2eee7;--line:#d8d7ce;--navy:#1c3142;--serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-family:var(--sans);font-size:16px;color:var(--ink);background:var(--paper);line-height:1.58;-webkit-font-smoothing:antialiased}button,input,textarea,select{font:inherit;color:inherit}button,a{touch-action:manipulation}button{cursor:pointer}a{color:inherit;text-decoration:none}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #b64d34;outline-offset:4px}button{border:0;background:none}h1,h2,h3,h4,p,figure,ul,ol,dl{margin:0}h1,h2,h3{font-weight:400}h1,h2,h3,.serif{font-family:var(--serif)}h1,h2{letter-spacing:-.049em;line-height:1.04}h3{letter-spacing:-.023em;line-height:1.2}em{font-weight:normal}svg.ico{width:21px;height:21px;display:inline-block;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.55;stroke-linecap:round;stroke-linejoin:round;vertical-align:middle}a,button,summary{ -webkit-tap-highlight-color:transparent}.shell{width:min(1280px,calc(100% - 112px));margin-inline:auto}.skip{position:absolute;left:10px;top:-80px;z-index:99;background:white;padding:10px}.skip:focus{top:4px}.topbar{color:#f3f2ec;background:var(--ink);font-size:11px;letter-spacing:.045em}.topbar .shell{height:32px;display:flex;align-items:center;justify-content:space-between}.topbar span,.topbar a{display:inline-flex;align-items:center;gap:8px}.topbar .ico{width:13px;height:13px}.utility-sep{opacity:.45}.topbar a:hover{text-decoration:underline}
.mast{border-bottom:1px solid var(--line);background:var(--paper)}.mast .shell{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:86px}.brand{display:inline-flex;align-items:center;gap:12px;flex-shrink:0}.brand img{width:46px;height:46px;object-fit:contain;border-radius:2px}.brand strong,.brand small{display:block}.brand strong{font-family:var(--serif);font-size:23px;font-weight:normal;line-height:1.1;letter-spacing:-.045em}.brand small{font-size:9px;letter-spacing:.31em;margin:6px 0 0 1px;line-height:1.05}.nav{display:flex;align-items:center;gap:clamp(18px,2.2vw,38px)}.nav a{font-size:13px;font-weight:600;padding:12px 0;border-bottom:1px solid transparent}.nav a:hover,.nav a[aria-current]{color:var(--red);border-color:var(--red)}.mast-actions{display:flex;align-items:center;gap:18px}.search-open,.menu-btn{display:grid;place-items:center;width:32px;height:40px}.menu-btn{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:15px;font-size:14px;font-weight:600;line-height:1.2;padding:16px 22px;border:1px solid var(--red);background:var(--red);color:white;border-radius:3px;transition:background .15s,transform .15s}.btn:hover{background:var(--deep);border-color:var(--deep)}.btn.small{padding:12px 16px;font-size:13px}.btn .ico{width:17px;height:17px}.textlink{display:inline-flex;align-items:center;gap:9px;font-size:14px;font-weight:600;border-bottom:1px solid #8e999d;padding-bottom:2px}.textlink .ico{width:16px;height:16px}.textlink:hover{color:var(--red);border-color:var(--red)}.over{display:flex;align-items:center;gap:10px;color:var(--red);font:700 10.5px/1.4 var(--sans);letter-spacing:.17em;text-transform:uppercase}.over:before{content:"";width:27px;height:2px;background:currentColor;flex-shrink:0}.over.simple:before{display:none}.homehero{display:grid;grid-template-columns:1.06fr 1fr;gap:clamp(30px,5.7vw,95px);align-items:center;padding-top:46px;padding-bottom:46px}.homehero h1{font-size:clamp(68px,6.3vw,105px);line-height:.99;margin:22px 0 23px}.homehero h1 em{color:var(--red);display:block;white-space:nowrap}.homehero p{font-size:clamp(16px,1.27vw,20px);line-height:1.58;max-width:54ch;color:var(--muted)}.hero-actions{display:flex;align-items:center;gap:25px;flex-wrap:wrap;margin-top:29px}.art{position:relative;overflow:hidden;background:#e2e8e5;border:1px solid #bbc4c4;aspect-ratio:1.46}.art img{width:100%;height:100%;object-fit:cover;object-position:center 46%;display:block}.quickbar{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#eeede7}.quickbar .shell{display:grid;grid-template-columns:repeat(3,1fr)}.quickbar a{display:flex;align-items:center;gap:13px;padding:19px 22px 19px 0;font-size:14px;font-weight:600}.quickbar a:not(:first-child){padding-left:25px;border-left:1px solid #d4d4cc}.quickbar a .ico:first-child{width:20px;height:20px;color:var(--red)}.quickbar a .ico:last-child{width:15px;height:15px;margin-left:auto}.quickbar a:hover{color:var(--red)}
.section{padding-block:70px}.section.compact{padding-block:52px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:28px;margin:16px 0 27px}.section h2,.directory h2,.related h2,.support h2{font-size:clamp(36px,3.65vw,56px)}.section-head .textlink{white-space:nowrap}.section-desc{max-width:68ch;color:var(--muted);margin:14px 0 25px}.area-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.area{display:flex;flex-direction:column;padding:23px 23px 19px;background:#fff;border:1px solid var(--line);border-radius:3px;min-height:180px;transition:border-color .15s,transform .15s}.area:hover{border-color:var(--red);transform:translateY(-2px)}.area .iconrow{display:flex;align-items:center;justify-content:space-between;margin-bottom:19px}.iconbox{width:38px;height:38px;border-radius:50%;background:#f4eee6;color:var(--red);display:grid;place-items:center}.indexno{color:#797f7d;font-size:10px;letter-spacing:.15em;font-variant-numeric:tabular-nums}.area h3{font-size:25px;margin-bottom:7px}.area p{font-size:14px;line-height:1.5;color:var(--muted);max-width:45ch}.area-foot{display:flex;align-items:flex-end;gap:12px;justify-content:space-between;flex:1}.area-foot .ico{width:16px;height:16px;color:var(--red)}.model{background:var(--navy);color:#fff}.model .over{color:#e7b99d}.model-grid{display:grid;grid-template-columns:.95fr 1.15fr;gap:clamp(30px,8vw,130px)}.model h2{margin:18px 0 12px;max-width:14ch}.model p{max-width:50ch;line-height:1.65;color:#e1e6e9}.model-item{padding:21px 0;display:flex;align-items:center;gap:18px;border-top:1px solid #62717b}.model-item:last-child{border-bottom:1px solid #62717b}.model-item strong{font:normal 27px var(--serif);display:block}.model-item small{font-size:14px;display:block;color:#d5dee1;margin-top:3px}.model-item b{color:#e4b89e;font:italic 19px var(--serif)}.model-item .ico{margin-left:auto}.model-item:hover strong{text-decoration:underline;text-underline-offset:4px}
.fgs-promo{display:grid;grid-template-columns:.68fr 1.4fr;gap:clamp(30px,6vw,100px);align-items:center}.fgs-promo h2{margin:14px 0}.fgs-promo p{color:var(--muted);max-width:58ch;margin-bottom:20px}.workersband{border-top:1px solid var(--line);background:#f1f1ea}.officesrow{display:flex;gap:26px;align-items:center;justify-content:space-between}.officesrow h2{margin-top:14px}.officesrow p{margin-top:10px;color:var(--muted);max-width:65ch}.footer{background:#152838;color:#f4f2ee;padding:45px 0 19px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}.footer .brand{width:fit-content}.footer p,.footer li{font-size:13px;line-height:1.7;color:#d8dfe1}.footer p{margin-top:14px;max-width:43ch}.footer h2{font:600 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#e8c5ad;margin:0 0 9px}.footer ul{list-style:none;padding:0}.footer li{padding:2px 0}.footer a:hover{text-decoration:underline}.footer-base{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid #50616c;padding-top:13px;margin-top:28px;font-size:11px;color:#c2ced2}.footer-base div{display:flex;gap:18px}
.bread{font-size:12px;color:var(--muted);display:flex;align-items:center;gap:9px;flex-wrap:wrap;padding:20px 0}.bread a:hover{text-decoration:underline}.bread .ico{width:11px;height:11px}.innerhero{padding:22px 0 41px;border-bottom:1px solid var(--line)}.innerhero h1{font-size:clamp(43px,4.7vw,75px);max-width:24ch;margin:14px 0 16px}.innerhero .lead{font-size:clamp(17px,1.35vw,21px);line-height:1.55;max-width:75ch;color:var(--muted)}.innerhero .hero-actions{margin-top:21px}.meta{display:flex;gap:8px;align-items:center;margin-top:20px;color:#64737a;font-size:12px}.meta .ico{width:14px;height:14px}.doc{display:grid;grid-template-columns:minmax(215px,.48fr) minmax(0,1.6fr);gap:clamp(34px,7vw,110px);padding-block:46px 65px}.side-box{border-top:2px solid var(--red);padding-top:15px}.side-box h2{font:700 11px/1.4 var(--sans);letter-spacing:.14em;text-transform:uppercase;margin-bottom:13px}.toc{display:grid;gap:0}.toc a{font-size:13px;color:var(--muted);line-height:1.4;border-bottom:1px solid var(--line);padding:10px 0}.toc a:hover{color:var(--red)}.side .btn{margin-top:21px}.article{max-width:805px}.article section+section{margin-top:32px}.article h2{font-size:clamp(28px,2.4vw,38px);line-height:1.12;margin:0 0 12px}.article p,.article li{line-height:1.72;color:#344954}.article p+p,.article ul{margin-top:11px}.article ul{padding-left:22px}.article li+li{margin-top:6px}.article p a,.article li a,.inline-link{color:var(--red);text-decoration:underline;text-underline-offset:3px}.article blockquote{margin:22px 0;padding:12px 18px;border-left:3px solid var(--red);background:var(--soft)}.faqs details{border-bottom:1px solid var(--line)}.faqs summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;font-weight:600;font-size:16px;cursor:pointer;padding:15px 0}.faqs summary::-webkit-details-marker{display:none}.faqs summary:after{content:"+";font:normal 25px var(--sans);color:var(--red)}.faqs details[open] summary:after{content:"−"}.faqs details p{padding:0 20px 17px 0}.sources{background:#f0efe8;padding:22px;border:1px solid var(--line)}.sources h2{font-size:24px}.sources ul{list-style:none;padding:0}.sources li a{font-size:14px}.sources .ico{width:13px;height:13px;margin-left:4px}.related{border-top:1px solid var(--line);padding:36px 0 48px;background:#f0efe8}.related h2{font-size:35px;margin-bottom:18px}.relatedgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.relatedgrid a{padding:16px 18px;border:1px solid var(--line);background:var(--paper);display:flex;gap:10px;align-items:center;justify-content:space-between;font-size:14px}.relatedgrid a:hover{border-color:var(--red);color:var(--red)}.relatedgrid .ico{width:16px;height:16px}
.directory{padding:34px 0 64px}.filterbar{display:flex;flex-wrap:wrap;gap:8px;padding-bottom:22px;border-bottom:1px solid var(--line);align-items:center}.chip{display:inline-flex;align-items:center;font-size:12px;font-weight:600;border:1px solid #bdc4be;border-radius:20px;padding:7px 14px;background:var(--paper)}.chip:hover,.chip.active{border-color:var(--navy);background:var(--navy);color:white}.list-section{margin-top:32px}.list-section>h2{font-size:32px;margin-bottom:14px}.topic-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px;border-top:1px solid var(--line)}.topic{padding:18px 0;display:flex;align-items:center;gap:14px;border-bottom:1px solid var(--line)}.topic:hover strong{color:var(--red);text-decoration:underline;text-underline-offset:3px}.topic strong{font:normal 22px/1.15 var(--serif);display:block}.topic small{display:block;font-size:13px;color:var(--muted);margin-top:5px}.topic .ico{width:16px;height:16px;margin-left:auto;color:var(--red)}.notice{padding:17px 20px;background:#f1ece3;border-left:3px solid var(--red);line-height:1.5;font-size:14px;color:var(--ink);margin:20px 0}.contactlayout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(245px,.7fr);gap:clamp(30px,7vw,115px);padding:40px 0 64px}.contactlayout h2,.twocol h2{font-size:33px;margin-bottom:16px}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:5px;margin-bottom:15px}.formgrid .field{margin-bottom:0}.field label,.check{font-size:14px;font-weight:600}.field input,.field select,.field textarea,.searchbox{width:100%;background:white;padding:12px 13px;border:1px solid #aab5b4;border-radius:2px}.field textarea{resize:vertical;min-height:112px}.formgrid + .field{margin-top:16px}.check{display:flex;align-items:flex-start;gap:10px;font-weight:400;margin:12px 0 18px}.check input{margin-top:5px;accent-color:var(--red)}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.fine{font-size:12px;color:var(--muted);margin:13px 0}.offcard{border-top:1px solid var(--line);padding:16px 0}.offcard strong{display:block;font-family:var(--serif);font-size:23px;font-weight:normal}.offcard p{font-size:14px;color:var(--muted)}.twocol{display:grid;grid-template-columns:1fr 1fr;gap:30px}.twocol .box{padding:28px;border:1px solid var(--line);background:#fff}.twocol p+p{margin-top:12px}.twocol .textlink{margin-top:17px}.dialog{padding:0;width:min(620px,calc(100% - 28px));border:1px solid var(--line);border-radius:6px;background:var(--paper);color:var(--ink);max-height:85vh}.dialog::backdrop{background:#12222bc4}.dialog form{padding:22px 24px 10px}.dialog header{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}.dialog h2{font-size:30px}.dialog button{padding:6px}.search-results{padding:0 24px 22px;max-height:50vh;overflow:auto}.search-results p,.dialog .fine{font-size:13px}.search-results a{display:flex;align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid var(--line);padding:10px 0;font-size:15px}.search-results a small{display:block;color:var(--muted);font-size:11px}.search-results a:hover{color:var(--red)}.search-results .ico{width:15px;height:15px}.nav-mobile{display:none}.search-open{color:var(--ink)}.nav-mobile.open{display:flex;flex-direction:column;border-top:1px solid var(--line);padding:8px max(20px,5vw) 15px}.nav-mobile a{padding:10px 4px;font-size:15px}.nav-mobile a:hover{color:var(--red)}[hidden]{display:none!important}
@media(min-width:1061px){.nav-mobile.open{display:none}}
@media(max-width:1100px){.shell{width:min(1140px,calc(100% - 64px))}.mast .shell{gap:14px}.nav{gap:18px}.mast-actions{gap:10px}.brand strong{font-size:21px}.homehero h1{font-size:clamp(59px,6.7vw,78px)}.homehero{gap:28px}.area h3{font-size:23px}}
@media(max-width:900px){.nav{display:none}.menu-btn{display:grid}.mast .shell{min-height:73px}.homehero{padding-block:34px}.homehero h1{font-size:clamp(52px,7vw,65px)}.homehero p{font-size:16px}.hero-actions{gap:15px}.hero-actions .btn{padding:13px 15px}.art{aspect-ratio:1.12}.area-grid{grid-template-columns:repeat(2,1fr)}.quickbar a{font-size:13px;gap:8px}.quickbar a:not(:first-child){padding-left:14px}.quickbar a{padding-right:14px}.nav-mobile.open{display:flex}.section{padding-block:49px}.doc{grid-template-columns:185px minmax(0,1fr);gap:26px}.brand img{width:41px;height:41px}.nav-mobile.open{padding-left:32px}}
@media(max-width:680px){.shell{width:calc(100% - 38px)}.topbar .shell{height:28px}.topbar{font-size:10px;letter-spacing:0}.topbar .online{display:none}.topbar .utility-sep{display:none}.mast .shell{min-height:65px}.mast-actions{gap:4px}.mast-actions .btn{font-size:12px;padding:9px 10px}.mast-actions .btn .ico{display:none}.brand{gap:8px}.brand img{width:34px;height:34px}.brand strong{font-size:17px}.brand small{font-size:7px;margin-top:4px}.search-open,.menu-btn{width:29px}.homehero{grid-template-columns:1fr;gap:25px;padding-block:31px 23px}.homehero h1{font-size:clamp(50px,11.8vw,73px);margin:15px 0 15px}.homehero h1 em{white-space:normal}.over{font-size:10px;gap:8px}.homehero p{font-size:16px;max-width:48ch}.hero-actions{margin-top:20px}.art{aspect-ratio:2.02}.art img{object-position:center 49%}.quickbar .shell{grid-template-columns:1fr}.quickbar a,.quickbar a:not(:first-child){border-left:0;padding:11px 1px;border-top:1px solid #d4d4cc;gap:12px}.quickbar a:first-child{border-top:0}.quickbar a .ico:first-child{width:17px;height:17px}.section{padding-block:38px}.section-head{align-items:start;gap:12px;flex-wrap:wrap;margin:12px 0 20px}.section-head .textlink{font-size:12px}.section h2{font-size:36px}.area-grid{gap:10px}.area{padding:15px 13px;min-height:168px}.area .iconrow{margin-bottom:11px}.area h3{font-size:21px}.area p{font-size:13px}.area-foot .ico{display:none}.iconbox{width:31px;height:31px}.iconbox .ico{width:17px;height:17px}.indexno{font-size:9px}.model-grid,.fgs-promo,.officesrow,.footer-grid,.contactlayout,.twocol{display:grid;grid-template-columns:1fr;gap:24px}.fgs-promo{grid-template-columns:1fr}.officesrow .btn{justify-self:start}.footer-grid{grid-template-columns:1fr 1fr;gap:20px}.footer-grid>div:first-child{grid-column:1/-1}.footer{padding-top:30px}.doc{display:block;padding-block:24px 38px}.side{margin-bottom:28px}.side .btn{display:none}.toc{display:grid;grid-template-columns:1fr 1fr;gap:0 10px}.toc a{font-size:12px}.bread{padding:14px 0;font-size:11px}.innerhero{padding:12px 0 25px}.innerhero h1{font-size:clamp(37px,8.8vw,52px)}.relatedgrid,.topic-list{grid-template-columns:1fr}.relatedgrid{gap:7px}.topic-list{gap:0}.contactlayout{padding-block:24px 38px}.formgrid{gap:10px}.field input,.field select,.field textarea{font-size:16px;min-width:0}.formgrid .field{min-width:0}.officesrow{justify-items:start}.nav-mobile.open{padding-left:19px}.related h2,.directory h2{font-size:29px}.filterbar{gap:6px}.chip{font-size:11px;padding:6px 10px}.section.compact{padding-block:33px}}
@media(max-width:365px){.brand strong{font-size:15px}.mast-actions .btn{font-size:11px;padding:8px}.homehero h1{font-size:49px}.area-grid{grid-template-columns:1fr}.formgrid{grid-template-columns:1fr}.topbar a{gap:3px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.mast-actions,.nav,.topbar,.quickbar,.footer,.side,.related,.btn,.dialog,.skip{display:none!important}.shell{width:96%}.doc{display:block}.article{max-width:none}.innerhero,.doc{padding:10px 0}.article details>*{display:block!important}body{background:white}}
.evidence{border-block:1px solid var(--line);background:#f0efe8;padding:32px 0}.evidence .shell{display:grid;grid-template-columns:1.1fr .85fr .85fr;gap:22px 35px;align-items:start}.evidence h2{font-size:32px;margin-top:11px;line-height:1.12}.evidence p{font-size:14px;line-height:1.5;color:var(--muted)}.evidence p strong{display:block;font:normal 39px/1.15 var(--serif);color:var(--red);letter-spacing:-.04em;margin-bottom:5px}.evidence .textlink{justify-self:start;grid-column:1/-1}@media(max-width:680px){.evidence .shell{grid-template-columns:1fr 1fr;gap:18px}.evidence .shell>div{grid-column:1/-1}.evidence h2{font-size:28px}.evidence p strong{font-size:34px}}
.contactlayout .side-box h2{font:700 12px/1.4 var(--sans);letter-spacing:.14em;margin:0 0 10px}.innerhero h1,.article h2,.topic strong,.area h3{overflow-wrap:break-word}.contactlayout>*,.doc>*,.twocol>*{min-width:0}@media(max-width:480px){.mast .shell{gap:6px}.desktop-word{display:none}.mast-actions .btn.small{white-space:nowrap}.homehero .hero-actions{gap:13px}.homehero .hero-actions .textlink{font-size:13px}}

.fund-photo{aspect-ratio:1.5;overflow:hidden;border:1px solid var(--line);background:var(--soft)}.fund-photo img{display:block;width:100%;height:100%;object-fit:cover}.guide-hero{display:grid;grid-template-columns:1.5fr .85fr;align-items:center;gap:clamp(24px,5vw,72px)}.guide-hero .fund-photo{aspect-ratio:1.32}.art{background:var(--soft);border-color:var(--line)}@media(max-width:680px){.guide-hero{grid-template-columns:1fr;gap:20px}.guide-hero .fund-photo,.fgs-promo .fund-photo{aspect-ratio:2.05}}
